Fee calculator
How much are payment fees costing you?
Enter your monthly revenue and number of subscribers to compare Stripe, PayPal, Whop and Tidepay side by side.
$
Average charge: $25.00
Save $190/month vs Stripe
That's $2,280 a year back in your pocket.
Stripe
3.6% + $0.30 per charge
$240/mo
$2,880/yr · 4.8% effective
PayPal
3.49% + $0.49 per charge
$273/mo
$3,270/yr · 5.45% effective
Whop
5.7% + $0.30 per charge
$345/mo
$4,140/yr · 6.9% effective
TidepayLowest
1% per charge · no fixed fee
$50/mo
$600/yr · 1% effective
Adjust competitor rates
Stripe
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PayPal
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Whop
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Published US online-card rates as of October 2026, one charge per subscriber per month. Stripe includes the 0.7% Stripe Billing fee; Whop includes its 3% platform fee on Discord/Telegram-gated sales. International cards, currency conversion, payouts and disputes cost extra on card processors. Tidepay charges no fixed fee per charge.